Financial Infrastructure for Everyone
Whether you're an end user looking for modern banking or a financial service provider building the next generation of financial products, WeFi has you covered.
Banking Reimagined
A complete suite of financial products that combine the best of traditional banking with the power of blockchain technology.
Onchain Banking Account
Unified fiat-crypto balance that connects to both traditional payment rails and crypto networks. Available in Local (domestic-optimized) and Global (worldwide) variants.
- Unified balance across fiat and crypto
- Direct debit and recurring payments
- Self-service document generation
- AI-powered security monitoring
WeFi Card
Virtual, plastic, and metal card options connected directly to your Onchain Banking Account. Spend anywhere with zero FX fees.
- Virtual, plastic & metal tiers
- Spending-as-Mining rewards
- 140M+ merchant network
- ATM withdrawals worldwide
Cloud-Based Mining
Hardware-free mining via Cloud-Based Mining (CBM) units. Fair distribution model with no pre-sale or insider allocations.
- No hardware required
- 8-year emission cycle
- 180-day vesting
- Algorithmic supply control
Decentralized Credit
AI-powered behavioral credit scoring based on real-time ecosystem activity. Access instant liquidity without traditional barriers.
- Behavioral scoring
- Collateralized & uncollateralized
- Onchain credit history
- Instant approval
What is a Deobank?
A Deobank is a regulated financial service provider that uses blockchain as its core accounting and settlement layer. Unlike neobanks that operate as cosmetic layers on legacy databases, Deobanks provide transparent, efficient, user-sovereign banking services powered by WeChain infrastructure.
Any fintech, bank, payment provider, or financial institution can become a Deobank by integrating with WeFi's infrastructure stack. Deobanks combine their regulatory licenses and local banking relationships with WeFi's onchain technology to offer next-generation financial services.
Deobank vs. Traditional
Banking-as-a-Service
White-label onchain banking infrastructure with full regulatory compliance and multi-currency support.
Distributed Custody
MPC-based wallet infrastructure that gives users sovereignty while enabling seamless operations.
Compliance Infrastructure
Programmable KYC/AML, real-time transaction monitoring, and automated regulatory reporting.
Payment Rails
Fiat onramp/offramp, card issuing, cross-border transfers, and local payment method integration.
Tokenomics Integration
Access to $WFI rewards and Energy loyalty systems to incentivize user engagement.
API-First Architecture
Complete developer toolkit for custom implementations and rapid deployment.